A Review of the Citi Simplicity Credit Card
If you are wondering if the Citi Simplicity Credit Card is right for you, this review is for you. Read this to discover the benefits of this card and if it is right for your spending habits. This article also offers information about how to manage your new card. Keep reading to learn more about the card. Here are some of the things to keep in mind before you apply. Using the card wisely will help you improve your credit score and make the most of its features – citi.com/lovecitisimplicity.
What are the Benefits of the Citi Simplicity Card?
The Citi Simplicity credit card comes with a no-fee introductory APR offer for purchases for the first 21 months. After that, the card will automatically begin accruing interest on new purchases and balance transfers. The card also charges a 3% foreign transaction fee. You might want to take the time to read the terms of this card before applying. The introductory APR offer is a great way to test the waters before you commit to signing up for one.
Among the benefits of the Citi Simplicity credit card are no late payment fees, automatic account alerts, and the ability to set your own payment date. Other perks include introductory APRs on purchases and balance transfers. However, be aware that these offers will only be helpful if you pay your balances on time every month. Late payments can still hurt your credit score, so be careful.
Is the Citi Simplicity Credit Card Right For Me?
For people who are prone to forgetting dates and incurring large amounts of debt, the Citi Simplicity credit card offers an attractive balance transfer feature. It does not have an annual fee and no late payment penalties, which makes it perfect for people who are forgetful. Moreover, you can choose your payment due date without worrying about late charges or interest. However, be aware that you will be charged a balance transfer fee of 5% of the total balance.
The Citi Simplicity Card features a zero per cent introductory APR for purchases and balance transfers. Once the introductory period ends, you will automatically be charged interest on new purchases or unpaid purchase balances. It also charges a 3% foreign transaction fee. As long as you pay off the balance in full every month, this card is a great option for those with low credit scores.
How do I Manage My Citi Simplicity Card?
How do I manage my Citi Simplicity credit card? The easiest way to do this is to log into your online account. This is where you can pay your credit card bill, view your statements, and monitor account activity. You can also change your password or other account information. You can also pay your credit card online, or make payments by mail, phone, or in-branch at your local Citibank branch. You can even set up automatic payments to your card through your checking account.
When it comes to managing your Citi Simplicity(r) credit card, you’ll need to know that you won’t earn cash back or rewards, but you can get early access to entertainment events and special perks. There are no annual fees or late payments, and you’ll never pay a penalty rate on your balance. The card does, however, have a 3% foreign transaction fee.